m e r c a n t i l e

Mortgages

Personalized service with loan options that work for you.

All loans subject to credit and collateral approval.

Solutions For Refinancing

No matter what your refinancing reason is, we can help you decide which option is best for your situation.

Solutions For Construction

Our Loan Officers will help you find the best construction financing options for your future home.

Solutions For Home Equity

We can show you how you can leverage your home's equity to finance a large purchase.

Required Documents

Required Documents to Apply

Whether you're looking to refinance, fund a new construction, or tap into your home equity, we offer flexible loan options tailored to your financial goals.

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  • Personal & Identification DocumentsGovernment-issued ID (Driver’s License, Passport, or National ID), Social Security Number (SSN) or Tax Identification Number (TIN)
  • Financial InformationProof of Income (Pay Stubs, Tax Returns, or Bank Statements), Employment Verification or Business Registration (for self-employed applicants), Credit History & Score Assessment
  • Property & Loan-Specific DocumentsProperty Deed or Purchase Agreement (for refinancing & home equity loans), Construction Plans & Cost Estimates (for construction loans), Home Valuation Report (for home equity loans)
  • Additional Requirements (as needed)Insurance Details, Existing Mortgage Details (for refinancing)
  • Recent Passport-size Photographs